CheckSmart Review
About CheckSmart Company
CheckSmart is a lending company that was formed in 1987. The company initially specialized as a Payroll Advance company. CheckSmart now provides a wide range of financial services such as Loans, Check Cashing and Pre-paid debit cards. The company provides customers with the opportunity to apply both online and at the lender's store. It is also worth noting that the company uses standard SSL technology to ensure the security. Thus, all your information is safe and not shared with third parties. Also, clients are never asked about the reason for requesting a Short-Term Loan.
CheckSmart is known for promoting financial responsibility by educating its customers. The company makes it clear to borrowers that Payday Loan is only a short-term financial solution and is not intended to solve long-term difficulties.
Contact CheckSmart:
You can contact the company on their website under the "Contact Us" section.
You can also contact the specialists by phone:
1-800-837-0381
CheckSmart Locations and Working Hours
The company has 217 locations in 10 different states. To find the closest CheckSmart store to you, visit their website and click on the "Locations" button in the upper right corner. There you can enter the ZIP Code and see the locations of the company closest to you.
Before you apply, check the states where the company provides its services: Arizona, Florida, Indiana, Kansas, Kentucky, Michigan, Missouri, Ohio, Utah, Virginia.
Most CheckSmart stores are open seven days a week during convenient hours to fit customers' schedules. Some locations are even open 24/7. Thus, you can get a loan from CheckSmart Company at any time convenient for you.
CheckSmart Cash Advance
A Cash Advance is a short-term type of on-paycheck financing. Thus, if you need money to cope with emergency difficulties, then CashAdvance can provide you with a fairly quick funding. Thus, this financial solution helps borrowers to avoid overdue utility bills and other difficulties.
How Cash Advances from CheckSmart Work
CheckSmart offers cash advances that differ slightly from Payday Loans. You will be asked to write a check for the amount you want plus the fee amount. CheckSmart cashes your check on the day of your next paycheck. This way you can get money to cover emergency needs within a few minutes. Also, you should know that the loan amount can range from $ 50 to $ 800. Before submitting an application, be sure that you can pay off the debt on the day of your next paycheck. Also, the loan amount depends on the state of residence and other criteria.
How is CheckSmart Cash Advances different from others?
First, you will be able to get fast financing on the same day as you applied for a loan. Also, a bad credit history is not a problem, since the company offers loans even for people who have had problems with repaying loans earlier. Also, CheckSmart does not ask the reason why you need money, unlike other companies. Also, while other companies provide customers with checks or bank transfers the next day, CheckSmart gives you the option to get cash the same day you applied.
What are the requirements to receive CheckSmart Cash Advance?
In order to receive a Cash Advance from CheckSmart, you need to meet certain eligibility criteria. In order to be approved, you must provide proof of regular monthly income, checking account in your name, and a working phone number. Thus, obtaining a loan is quite simple and easy as you do not need to meet a large number of eligibility criteria. This is what makes CheckSmart loans available to everyone.
So, in order to get started, you must bring your checkbook and a state or federally issued identification card. By writing a check, you can get quick cash to deal with financial hardships before paycheck.
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